What is the primary purpose of the Missouri workers' compensation system?

The primary purpose of the Missouri workers' compensation system is to provide financial assistance and medical benefits to injured workers. This system is designed to ensure that workers who sustain injuries or illnesses due to their job can receive the necessary medical treatment and financial support during their recovery. It operates as a no-fault insurance program, meaning that workers do not need to prove negligence on the part of their employer to receive benefits. Instead, they can access benefits for medical expenses, rehabilitation, and lost wages if they are unable to work due to their work-related injury.

This system also helps to protect employers by limiting their liability in case of workplace injuries, as workers give up their right to sue their employer in exchange for guaranteed benefits. By providing a structured and efficient way for injured workers to receive support, the Missouri workers' compensation system plays a critical role in workplace safety and employee welfare.